Insurance and Risk Underwriting
Our associated insurance section is a full service Lloyd's Insurance and Reinsurance brokerage. see below The high standards of service and total independence are constantly maintained for the benefit of our clients. We are highly client focused and believe that our personal service and the dedication of our staff ensures that we can provide complete and comprehensive risk solutions to our broad client base.

We arrange many classes of Insurance

Insure with the largest market ...


ABOUT LLOYDS OF LONDON

Lloyd's (not connected to Lloyds bank) is the world's leading insurance market providing specialist insurance services to businesses in over 200 countries and territories. In 2005, 62 syndicates are underwriting insurance at Lloyd's.

Lloyd's is the world's best known - but probably least understood - insurance brand. This is because Lloyd's is not an insurance company but a society of members, both corporate and individual, who underwrite in syndicates on whose behalf professional underwriters accept risk. Supporting capital is provided by investment institutions, specialist investors, international insurance companies and individuals.

HOW IT WORKS
Lloyd's brokers bring business to the market. The risks placed with underwriters originate from clients and other brokers and intermediaries all over the world. Together, the syndicates underwriting at Lloyd's form one of the world's largest commercial insurers and a leading reinsurer.

The market structure encourages innovation, speed and better value, making it attractive to policyholders and participants alike. Immediate access to decision-makers means that answers on whether a risk can be placed are made quickly, enabling the broker to provide fast, good value solutions.

Lloyd's is not an insurance company. It is an insurance market of members. Members of Lloyd's, or 'capital providers' as they are often known, accept insurance business through syndicates on a separate basis for their own profit and loss (in other words, members of Lloyd's are not jointly responsible for each other's losses). The membership of Lloyd's is currently made up of companies, individuals and Scottish Limited Partnerships. Individual members, or 'Names' as they are often known, tend to support a number of syndicates, whereas some corporate members only underwrite through a single syndicate.

Lloyd's members conduct their insurance business in syndicates, each of which is managed by an accredited agent.

Syndicates compete for business, thus offering the choice, flexibility and continuing innovation.

Syndicates cover either all or a portion of the risk and are fully staffed by underwriters, who are the leading insurance professionals on whose expertise and judgement the market depends.

ABOUT LLOYDS BROKERS
Accredited Lloyd's brokers place risks in the Lloyd's market on behalf of clients. These brokers use their specialist knowledge to negotiate competitive terms and conditions for clients.

Lloyd's operates an accreditation process for brokers seeking access to the Lloyd's Market. All brokers must satisfy all relevant regulatory requirements. Lloyd's performs a careful assessment of all applicant brokers, affirming their reputation and financial standing and investigating the character and suitability of officers and employees before making the decision to accredit. Firms receive provisional accreditation for three years before becoming entitled to use the term "Lloyd's broker".

Visit the Lloyds Website here
Also see Banking and Finance section

No matter what you require insured
Ask us for a quote


If you would first prefer to sign our standard confidentiality agreement please advise us

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REINSURANCE

The current client base is wide and varied with Cedants domiciled in London (Lloyd's and Company Markets) and overseas. We can arrange reinsurance protection relating to the following classes of business:

On a treaty basis:
MARINE
NON-MARINE
including Bloodstock, Livestock & Agriculture
AVIATION


CWC Gulf International Ltd can devise, structure and place complete treaty programmes (or parts of programmes) at all monetary levels on both a non-proportional and proportional basis.

On a facultative basis:
MARINE
NON-MARINE


Clients benefit from our considerable experience of facultative reinsurance placements marketed discretely with financially strong Reinsurers.

MARINE

At CWC Gulf International Ltd we can offer a complete range of Marine transit and storage coverage. We have access to domestic and international markets and represent owners of cargo and manufacturing industries. A selection of our services include:

Hull and Machinery
Protection and Indemnity
Charterers Liability
Yacht Insurance
Docks, Piers and Jetty Physical Damage / Liability
Purpose built contracts for Marine Cargo and inland transit insurance.
Stock through put policies worldwide.
Storage insurance - retail and wholesale.
Fine art and Specie.
Depreciation and rejection insurance.
Freight forwarders contracts, including liability.
Motor Truck cargo.

Our contracts will be individually tailored for today's traders and we take into serious consideration specific requirements and pride ourselves on our efficient claims service.

Unbeatable levels of Expertise

AVIATION (CIVIL & MILITARY)

CWC Gulf International Ltd has significant capability in all areas of aviation insurance and reinsurance offering competitive policies and coverage as follows:

Hull/Liability for general aviation
Hull/Liability for airlines
Total Loss Only
War/Political risks
Ground risks and airports
Hull Deductible insurance
Air cargo insurance / Cargo Liability
Loss of Flying Licence
Personal Accident
Premises, Hangarkeepers & Products Liability
Loss of Use
Employers Liability (UK only)
Mechanical Breakdown

The above selection of our products is available to clients located almost anywhere in the world using our extensive network of insurers and reinsurers which we access.

MILITARY

We have significant experience and expertise in the structuring, designing and servicing of insurance/ reinsurance programmes for Government bodies and Ministries of Defence. Typical aviation interests include fighter jets, military transport aircraft and helicopters; in respect of marine risks, we are able to place all types of naval vessel. Non-marine military equipment insured can include tanks, military vehicles, property and buildings etc.

We have strong relationships with insurance markets for this highly specialised class of business both in London and overseas, selected according to our clients’ requirements. Owing to the sensitive nature of information required for such placements, we offer clients complete integrity and confidentiality at all times.

Political risks cover

ENERGY

A small selection of our energy insurance/ reinsurance products and services for both onshore and offshore business is outlined below, all of which we can offer on a worldwide basis:

New construction projects

Operating risks - such as cover for refineries, petrochemical plants, producing plants, mobile drilling units and rigs

Highly specialised insurance products such as Control of Well and Downhole Tool

Transit and storage covers (for all modes of transport) for plant machinery and/or distribution of oil-products or petrochemicals

We have access to insurers for 'all risks', business interruption and liability coverage for all interests detailed above

Earthquake cover arranged

COMMERCIAL

With our extensive experience of dealing in the Lloyd’s market and our specialisation in both Property and Liability covers, CWC Gulf International Ltd has access to a diverse range of underwriters and facilities both in Lloyd’s and the London markets. We are therefore confident that we can meet your specific placing needs in these areas.

The following list is not definitive but provides an overview of the various risk trades we regularly place. Should you have an enquiry, even one which is not listed below, then please do not hesitate to contact us to discuss.

PROPERTY
Care Homes
Composite Panels
Hotels
Late Licence Bars including Lap Dancing
Manufacturing
Multi-Tenure
Nightclubs
Property Owners
Retailers
Unoccupied Property
Wholesalers

N.B. All associated Liabilities can be placed.

PROFESSIONAL INDEMNITY
We have the capability of placing the majority of Risks including:-

Accountants
Architects
Building Contractors
Chartered Surveyors
Consulting Engineers
Estate Agents
Housing Associations
Insurance Brokers
Management Consultants
Independent Financial Advisers

LIABILITIES
Primary covers
Excess Layer Public and Products Liability Insurance
Contractors All Risks including Plant both owned and hired

We have the ability to place:
Scaffolders
Roofers
Demolition (inc. Asbestos)
Rope Access
Rail Contractors
Civil Engineering and Groundworks Contractors
Piling Contractors
High Rope Access
Hauliers
Plant Hirers
Skip Hirers
Waste Transfer Stations / Recyclers
Abattoirs
Foundries
Manufacturing - we are able to include safety critical products and efficacy cover on a selective basis.
Most other Construction and General Liability risks.